With an increase in diseases and disorders, mainly due to lifestyle choices, people are increasingly inquiring about instruments that mitigate these health-related expenses.
Mostly, people weigh the mediclaim vs health insurance debate to pick one. But now, there’s one more option — the Bajaj Finserv Health EMI Network Card. Here are some things you should know.
Pre-existing health problems
Most health insurance companies have a clause where they mention their list of pre-existing health problems that would be covered. Pre-existing health problems can be anything, from a heart disease to diabetes to a partial disability. Therefore, before applying for health insurance, one needs to be careful to check that their pre-existing medical conditions are covered. If not, then that should be a major concern because even treating diseases like diabetes can burn a hole in your pocket. However, there are also instances where the pre-existing conditions are not covered for 24 to 48 months after you purchase the first policy. This can be equally gruelling to deal with.
But with the Bajaj Finserv Health EMI Network Card, this is not the case. All treatments, including those for your pre-existing medical problems, are covered by the health card.