We live in an interconnected world through technology, and most things are accomplished online. Globalization has opened up numerous opportunities for people to achieve their small and big goals. However, there is a lack of time in this competitive era, so people remain tensed to fulfill their plans and accomplish their professional and personal goals.
Some typical goals of go-getters include upgrading their qualifications by studying in top colleges, traveling globally to discover different cultures or planning a destination wedding. To reach these milestones, just relying on savings can delay the fulfillment of your goals, thereby making you frustrated and demotivated.
For all these goals, if fund shortage is the only obstacle, then there are numerous options to avail of financial assistance and get the ball rolling. One such way to achieve your goals is to get an instant Personal Loan at affordable interest rates from online lending institutions like Clix Capital. Let’s discuss more it so that this can act as a self-help guide whenever you decide to get a Personal Loan.
What is an instant Personal Loan?
An instant Personal Loan is unsecured funding that can be used for any purpose. So, you can use this quick financing option to achieve your goals sooner rather than later. Like all other loan types, you must meet the eligibility criteria like credit score, monthly income, steady employment, etc.
Why get an Instant Personal Loan?
The monthly income may not be enough for you to achieve your goals, so you can prefer to get an instant Personal Loan and start ticking your checklist. Here are the features that make Personal Loans popular among the masses.
- High Loan Amount: Many applicants believe the myth that getting an instant Personal Loan will only offer them fewer funds than required. It is absolutely untrue as Clix Capital offers instant Personal Loans of up to ₹ 10 lakh, which is quite substantial as it is unsecured and provided quickly.
- No Collateral: The best about getting an instant Personal Loan is that you don’t need to provide any form of collateral, as these loans are unsecured. Thus, you can apply online without submitting any property documents or guarantor witnesses to get approval.
- Fast Approval & Disbursal: The entire process to get an instant Personal Loan is online, especially when you apply through the Clix Capital website. You can apply within a few clicks from your laptop or mobile phone from the comfort of your home anytime during the day.As the application is processed using smart tools online, the approval can be done quickly within a short time. Once approved, the sanctioned funds are credited within minutes to your preferred account.
- Minimal Documentation Required: To get an instant Personal Loan, you don’t have to submit many documents as these are unsecured funds. You only need identity, address, and income proofs to avail of an instant Personal Loan.
Also, the complete Documentation is paperless, so you don’t have to visit the lending institution’s office.
Eligibility Required to get an Instant Personal Loan
Leading financial institutions like Clix Capital have an easy eligibility criterion to approve an instant Personal Loan to fund your dreams.
- The credit score must be 630 or above when applying for an instant Personal Loan.
- If your credit score and debt-to-income ratio are adequate, you can get an instant Personal Loan of up to ₹ 10 lacks.
- The applicant’s age at the time of applying must be at least 21 years and a maximum of 58 years and above at the end of the loan repayment tenure.
- To be eligible for an instant Personal Loan, a minimum of ₹20,000 monthly income is compulsory.
- The applicant must be employed for at least six months in their current organization for a fixed monthly salary and have at least 12 months of experience.
Documents required to get an Instant Personal Loan
- Residential proof documents such as Aadhaar Card, Passport, Driving Licence, Rental Agreement, etc.
- Identity proof documents such as Voter’s ID, Aadhaar Card, PAN Card, etc.
- Income proofs like the latest salary slips or current year’s Form 16.
How to apply?
To get an instant Personal Loan from Clix Capital, you must follow the below steps:
- Visit the Clix Capital website and go to the Personal Loan segment
- Register with your mobile number and fill out the form with basic details.
- Submit the form with OTP received for online verification.
- Once verified and approved, you will get the loan offer
- Accept the loan offer to get instant disbursal into your account.
Stop delaying and start fulfilling your goals with instant funds from a Personal Loan. To get an instant Personal Loan online, follow the above guidelines and ensure all the required conditions are met before applying.
About the Author
Amaira Sharma is a finance expert and former business growth strategist who has more than 8+ years of experience in the industry, now she helps others to get better financial stability and standards. She loves to write useful tips on personal finance and businesses.